My first credit card!

Yep, this week I got my first credit card! I am ecstatic to have it. Not just for raising my okay credit, but because I needed tires on my car. That was the first thing I did. I went out and got a set of tires. It was nice to see new tires on my car, especially since a week ago my front right tire went flat. I was surprised that the other front tire didn’t go too. They both were warped, overly bald, and had wires showing like crazy. I was lucky to make it as far as I did and for those tires to last as long as they did. Then, yesterday, on the way home from work, I stopped and used the card for a full tank of gas. That is as much as I will use it for until I pay off what I already purchased. I don’t have that high of a limit, but it sure as hell helped! When I do get my taxes back I will go and pay off most of what I spent, excluding the charge for the card itself. That way I will still be able to build the credit up. I am very thankful for this piece of plastic. It has helped tremendously already. Now, we just need to get our taxes and start saving along with our credit building! 

3 thoughts on “My first credit card!

  1. Arphaxad says:

    Be careful with those things. If I may suggest, check out http://www.daveramsey.com, he offers some great financial planning tools.

    • jennifunzing says:

      I appreciate your suggestions. Yes, I have seen way too many people have trouble with credit cards, but I do not plan on using mine unless absolutely necessary. And even then, I will continue to pay my bill and make sure that the amount used does not get above my monthly payment. I plan on being really frugal and smart with this.

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